Updated Feb 2026

12 Common Fostering Myths — Debunked

Most people who decide not to enquire about fostering do so based on information that simply isn't true. Here are the 12 myths we hear most — and the reality behind each one.

HousingEligibilityLifestylePayFamilyWellbeingChildrenProcessAgencies
1
Housing

Myth: “You need to own your home to foster

False. You can foster in rented accommodation, as long as you have your landlord's permission and a spare bedroom for the foster child. Many successful foster carers rent privately or through housing associations. The key is that you have a stable, suitable home — not that you own it.

2
Eligibility

Myth: “You have to be married to foster

Not at all. Single people, cohabiting couples, same-sex couples, and married or civil-partnered couples are all equally able to apply to foster. What agencies look for is stability, commitment, and the capacity to care — not a marriage certificate.

Who can foster?
3
Eligibility

Myth: “You have to be young to become a foster carer

There is no upper age limit for fostering. Many people begin fostering in their 50s and 60s, and some continue into their 70s. The average age of a UK foster carer is 51. What matters is that you are in good enough health to meet the needs of a child.

Fostering over 50
4
Lifestyle

Myth: “You can't foster if you work full time

It depends on the type of fostering. For long-term fostering you may need to be available full time, but many forms — respite fostering, short breaks, or fostering teenagers in education — are compatible with working. Agencies will discuss your employment situation as part of the assessment.

Fostering and working full time
5
Pay

Myth: “Foster carers don't get paid

All foster carers in the UK receive a weekly fostering allowance to cover the costs of caring for a child. Independent fostering agency carers also receive a professional fee on top. Depending on the age of the child and the agency, total weekly pay can range from £168 to over £800 per child.

How much do foster carers get paid?
6
Pay

Myth: “Foster carers pay a lot of tax on their income

Most foster carers pay little or no income tax due to HMRC's Qualifying Care Relief (QCR) scheme, which gives every approved foster carer a tax-free threshold of £18,140 per year, plus additional relief per child per week. The majority of foster carers — especially those with IFAs — have a nil tax liability.

Foster carer tax guide
7
Family

Myth: “You can't foster if you have your own children

Having your own children is not a barrier to fostering — and for some placements it is actually considered an advantage. Agencies will assess the impact on your existing children and ensure any placement is suitable for your whole family. The age range of foster placement is typically matched to suit your household.

8
Wellbeing

Myth: “Foster children always get returned and it breaks your heart

Some placements are short-term by design, but many lead to long-term or permanent arrangements. Some foster carers go on to adopt their foster child. The emotional demands are real, but most carers say the rewards significantly outweigh the challenges — and training and support help you navigate transitions.

Carer wellbeing guide
9
Eligibility

Myth: “Only special, extraordinary people can be foster carers

Foster carers are ordinary people from all walks of life. Agencies are looking for warmth, stability, patience and commitment — not superhuman qualities. Over 90% of people who make an initial enquiry meet the basic requirements. If you have been wondering whether you could do it, the honest answer is: you probably can.

Check your eligibility (2 min quiz)
10
Children

Myth: “Foster children are always badly behaved or traumatised

Children come into foster care for many reasons, and their needs vary hugely — from relatively straightforward short-term placements to more complex specialist care. Many foster children thrive quickly in a stable, caring environment. Agencies provide training to help you understand and respond to trauma-informed care.

Types of foster care
11
Process

Myth: “The process takes years and it's not worth starting

The typical fostering approval process takes 4–6 months from initial enquiry to panel approval. This includes a Skills to Foster training course and a Form F assessment. It is thorough by design — but not prohibitively long. You could be an approved foster carer by the end of the year.

The fostering process explained
12
Agencies

Myth: “Independent agencies are just in it for the money

IFAs operate as charities or regulated businesses — like any sector, there is huge variation. Many IFAs are charity-run with excellent Ofsted ratings. The key advantage of IFAs over LAs for carers is higher pay and more dedicated support. Regulators (Ofsted, CIW, Care Inspectorate) inspect all agencies.

LA vs IFA comparsion tool

Could you actually foster?

Take our 8-question quiz. It takes under 2 minutes and gives you a personalised result.

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Start with the basics

Our complete guide to what fostering actually involves, how carers are supported, and what the process looks like.

What Is Foster Care? →

The UK currently needs over 8,000 more foster carers. See the full UK fostering statistics →